As you have witnessed, the prices in the healthcare industry are significantly increasing in every country. Besides, the increase in cost, there is also an uprising of several diseases. Due to which, health insurance today is not a luxury; it has become a necessity. Let’s be clear; having health insurance is not inexpensive. According to the report of the 2018 National Health Interview Survey, 30.4 million subjects of all ages (9.4 percent) were uninsured. You may wonder why even to bother buying insurance when I rarely visit a doctor. Sometimes, the situation may not be in your favor, and you may ardently require health insurance because of serious illness, an accident, or a perpetual health issue.